insurance companies are toss pots we all know that! there is no need to charge anyone as much as they do, if it continues to go up then they themselves will be loosing money as less people cant afford to drive cars. they will only become there own enemy. due to it being so expensive is the reason theres so many uninsured drivers!
coconut is right, there is no possible way that they could enforce EVERY single car in use or not. its ridiculous. The new law that is coming in should not effect anyone really.
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